Last updated June 5, 2026

Content

• General Information
• Terms & Conditions

General Information

How do I qualify?

It’s easy! Whether you’re a new or existing Wealthsimple client, there are just two steps:  

1. Register for the Wealthsimple 1% Match through the Wealthsimple app on or after June 5th, 2026.
2. Initiate a qualifying deposit or transfer of $2,000 or more within 30 days of registration.

Please note, there’s a limit of one (1) key ring charm per client, and 50,000 key charms available in total for the promotion, while supplies last. 

 

How do I confirm that I've registered? 

We’ll send you a confirmation to the email address associated with your account. You can also check your registration status in the Rewards Centre in the app or on our website. Just give it up to 24 hours to appear. 

 

Is there a minimum amount I need to deposit or transfer?

Yes. $2,000 in net new assets. This is based on your Net Funding Amount — the cumulative deposits and transfers into your Wealthsimple account from external sources, less any withdrawals and margin debit balances, during your Funding Period.

 

What counts as a qualifying deposit or transfer?

Deposits from a third-party financial institution, institutional transfers, or crypto transfers from an existing investment account at a Canadian investment institution other than Wealthsimple all qualify. Transfers between your own Wealthsimple accounts, deposits from Wealthsimple-affiliated entities, and transfers to a Wealthsimple for Business Group Plan do not qualify.

 

Which Wealthsimple accounts are eligible?

Wealthsimple Trade, Managed Investing, Crypto, and Chequing accounts are eligible.

 

What if I have a joint account or Spousal RRSP?

For joint accounts and Spousal RRSPs, only the primary account holder is considered the Client for the purposes of this Promotion. The primary account holder is the only person eligible to receive the Reward. Deposits and transfers made by the secondary account holder will count toward the primary account holder's Net Funding Amount.

 

How will I receive my key ring charm?

Once you qualify, you'll be notified and prompted to select your Reward through the Wealthsimple app or a provided link. You'll confirm your mailing address at that time. The key ring charm will be shipped via untracked postal mail to a Canadian address (no P.O. boxes).

 

When can I select my key ring charm?

You can begin selecting your Reward if eligible on July 2, 2026, while supplies last, and you will have 30 days from selection opening to select. Once you've made your selection, it cannot be changed.

 

What happens if I don't claim my key ring charm in time?

If you don't select your Reward within the 30 day Selection Window, the Reward will be forfeited. Unclaimed Rewards have no cash value.

 

Can I exchange, return or get cash instead?

No. The key ring charm is non-transferable, non-exchangeable, non-refundable, and has no cash surrender value.

 

Will I get a shipping update? 

Yes! We’ll email you when your key ring charm is on its way, but there will be no tracking information available in your app. 

 

Is there a hold period for the $2,000 I transfer or deposit? 

Nope. Once you’ve funded your account to qualify, the money is yours to manage however you like. 

 

Do I have to sign for the delivery? 

No. Signature is not required for the delivery.

Terms and Conditions

Wealthsimple 1% Match Key Ring Charm Campaign (the "Promotion")

This Promotion is sponsored by Wealthsimple Technologies Inc. (together with its affiliates "Wealthsimple").

Promotion Period. Effective from June 5, 2026 at 12:01am ET (the "Effective Date").

Eligibility. To be eligible for the Promotion, the person must, at the time of participation, including when the Reward (as defined below) is awarded: 

• be a new or existing Wealthsimple Trade, Managed Investing, Crypto, or Chequing account (each a "Wealthsimple Account") user, with all Wealthsimple accounts in good standing; 
• register for the Wealthsimple 1% Match promotion on or after June 5, 2026
• be a legal resident of Canada; 
• be the age of majority, or older, in their province/territory of residence; and 
• meet the requirements set out below. (the "Client").

Funding Period. The funding period begins at 12:01am ET on the day that the Client first registers for the Wealthsimple 1% Match and ends thirty (30) days after at 11:59pm ET (the "Funding Period").

Qualifying Action. To participate in the Promotion, eligible Clients must: (i) first register for the Wealthsimple 1% Match on or after June 5, 2026 via either: (a) the Wealthsimple 1% Match marketing materials, (b) a promotional card included within the Wealthsimple app, or (c) the Wealthsimple website, then (ii) initiate deposit(s) from a third-party financial institution, institutional transfer(s), or crypto transfer(s) from their existing investment account at a Canadian investment institution other than Wealthsimple, totaling $2,000 or more into a Wealthsimple Account during the Funding Period ("Qualifying Funding"). Transfer(s) must be initiated within thirty (30) days of registering for the Wealthsimple 1% Match. Funds must be received by Wealthsimple within ninety (90) days of the end of the Funding Period to be considered a Qualifying Funding. For greater certainty, transfers or deposits from entities affiliated with Wealthsimple, transfers between the Client's Wealthsimple accounts, and transfers or deposits to Wealthsimple for Business Group Plan will not be considered a Qualifying Funding.

If the Client's Wealthsimple Account is an RESP, a Spousal RRSP, or a joint account (each a "Multiple Holder Account") where there is a primary and secondary account holder, the primary account holder must be the individual registered for the Promotion to be eligible for the Reward (as defined below). Registrations by a secondary account holder in their capacity as a secondary account holder for a Multiple Holder Account are not considered valid registrations for the purpose of this Promotion. When the primary account holder is registered for the Promotion, any transfers, deposits, or withdrawals to and from the Wealthsimple Account made by the primary or the secondary account holder will count towards the calculation of the Net Funding Amount (as defined below) for the primary account holder. Any Reward applied per these terms and conditions would be towards the primary account holder. For greater certainty, the secondary account holder will not be eligible for a Reward.

There are no fees associated with the creation of a Wealthsimple Account. A Client can open a Wealthsimple Account by visiting https://www.wealthsimple.com/en-ca and following the instructions on how to create an account. Further details on transferring an account to Wealthsimple can be found at https://wsim.co/transfer-account.

Transfer Fee from External Institutions. There may be fees charged by an institution outside of Wealthsimple for the transfer of the Client's account(s) to Wealthsimple. Wealthsimple will automatically reimburse the transfer-out fee per account from an institution if the Client's Qualifying Transfer is equal to or greater than $25,000 in a single account transfer. For further details and conditions, please visit https://wsim.co/fee-reimbursement.

Reward. The reward ("Reward") is based on the cumulative transfers and deposits amount into the Wealthsimple Account less withdrawals and any margin debit balances during the Funding Period ("Net Funding Amount") in accordance with the chart below:

Net Funding Amount	Reward
$2,000+	1 x Wealthsimple-branded key ring charm

Other specifications of the Reward not noted in these terms are subject to availability. Wealthsimple reserves the right to substitute the specifications of the Reward if the Client's preferred specifications are not available. Wealthsimple is not responsible for any costs associated with using the Reward. The Reward remains subject to change, at our sole discretion. Wealthsimple reserves the right, for any reason and in its sole discretion, to substitute and/or modify the Reward with another prize that is of equal or greater value. Limit of one (1) Reward per Client. Maximum of fifty-thousand (50,000) Rewards to be distributed throughout the Promotion. The Promotion will conclude upon distribution of all available Rewards, which may occur prior to the end of the Promotion Period.

If Wealthsimple, as determined at its sole discretion, suspects fraudulent behaviour or gaming the system including, but not limited to, making withdrawals prior to the Funding Period and subsequently depositing part or all of those withdrawals for the purpose of benefiting from this Promotion, Wealthsimple reserves the right to include such withdrawals in the calculation of Net Funding Amount, disqualify the Client from participating this Promotion and to take any other action it deems appropriate including, but not limited to, removing the Reward retail value from the Wealthsimple account(s), or closing their Wealthsimple account(s). For greater certainty, transfers made between Client's Wealthsimple account will not affect the Net Funding Amount.

The Reward is non-transferable, non-exchangeable, non-refundable, and has no cash surrender value.

Currency. All currency shown in these terms and conditions are in Canadian dollars.

Delivery of Reward. Eligible Clients will be able to begin selecting their Reward, including the specification of the Reward, preference selection (if any) and mailing address, starting on July 2, 2026, while supplies last, and clients will have 30 days from selection opening to select their Reward. ("Selection Window"). Once the Reward and specification are selected, they cannot be changed. If the Client fails to select their Reward within the Selection Window, the Reward will be considered forfeited and no Reward will be sent to the Client. Any unclaimed Reward, unresponsive communication, or Reward forfeiture will not be rewarded and has no cash value.

The Reward will be sent to the Client via untracked postal mail. The mailing address must be a Canadian mailing address and cannot be a P.O. box address. The Client may incur shipping costs where the delivery location is outside of major metropolitan areas. No responsibility is assumed by Wealthsimple once the Reward has been shipped. No responsibility is assumed for any delivery returned as undeliverable. Client(s) bears all risks to the Reward upon delivery.

Tax Implications. There may be tax implications to rewards of this nature. Please consult with an accountant or tax professional for additional guidance. Wealthsimple will not be issuing clients a tax slip to report Rewards issued. Clients are solely responsible for any required tax reporting.

Combinability. Unless specified in the terms of other promotions, this Promotion cannot be combined with other offers or promotion codes other than the Wealthsimple Referral Promotion, Wealthsimple x Pine Mortgage Cash Back Offer, Direct Deposit Incentive, Super Boost Referral Promotion, Wealthsimple Crypto Over-the-Counter (OTC) Desk Offer, Wealthsimple 1% Match, Wealthsimple 3% Active Trader Match Promotion, and the Wealthsimple Monthly Millionaire June 2026 Contest.

If Client had previously registered for a non-combinable promotion and subsequently registers for this Promotion, all deposits and transfers eligible for this Promotion will count towards this Promotion and not the previously registered non-combinable promotion(s).

If Client has previously registered for a Promotion that they are currently receiving a Reward/Bonus for, participation in this Promotion will not be effected.

If, after registering for this Promotion, the Client subsequently registers for another non-combinable promotion(s), please refer to the terms for those promotion(s) for details.

Collection and Use of Personal Information. By participating in this Promotion, Clients understand and agree that Wealthsimple will collect and use their personal information for the purpose of administering this Promotion (including providing information to Reward providers to fulfill the Reward) and in accordance with Wealthsimple's Privacy Policy, available here. Any questions regarding Wealthsimple’s Privacy Policy or the treatment of your personal information should be directed to Wealthsimple’s Chief Privacy Officer at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4. For information about the privacy practices related to the collection and use of personal information by the Reward provider(s), please contact the Reward provider(s) for more information.

Release. By participating in the Promotion, Client assumes all risk of injury, illness, disease, death, or any other damage which may arise in connection with their participation in the Promotion or receipt or use of a Reward. Without limiting the foregoing, client hereby: (a) forever releases and discharges Wealthsimple and its parent companies, subsidiaries, affiliates, related and associated entities and employees, directors, officers, suppliers, agents, sponsors and administrators of each (collectively, the "Releasees"), from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever (including legal fees) (collectively, the "Claims") in any way arising directly or indirectly out of any injury, loss, or damage that the Client may suffer as a result of, or in connection with the participation in the Promotion or any promotion-related activity, including the posting of any Reward in their Wealthsimple account or the receipt or use of any Reward; and (b) indemnifies, defends and holds harmless the Releasees from and against any and all damages, loss and expenses, including legal fees, which may be suffered directly or indirectly by reason of the Client's own negligence or willful misconduct during or in connection with their participation in the Promotion or receipt or use of any Reward. Any Claims (including without limitation and by way of example only, product liability claims or misleading advertising claims) related to a Reward should be directed to the Reward provider and not Wealthsimple and without limiting the generality of the foregoing, the Client releases the Releasees from all Claims and liabilities with respect to any and all Reward.

General. Wealthsimple reserves the right to cancel, amend, withdraw or restrict the Promotion at any time without notice. Wealthsimple is the sole arbiter of these rules and any other issue arising under the Promotion. If Wealthsimple suspects fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive or derogatory language or information or a violation of these terms, as determined in Wealthsimple's sole and absolute discretion, Wealthsimple reserves the right to remove all promotions from the Wealthsimple account(s) and take any other action it deems appropriate including, but not limited to, removing the Reward or closing the Wealthsimple account(s). This Promotion cannot be used in conjunction with any other promotional offer, unless specified herein. An invitation to participate in this Promotion does not provide assurance that you will be accepted as a customer of Wealthsimple. This Promotion is only valid for individuals in the location cited above that otherwise meet our eligibility requirements. The standard terms (https://www.wealthsimple.com/en-ca/legal/terms) relating to the use of Wealthsimple and any agreements that apply to the Wealthsimple account(s) each apply and are not affected in any way by this Promotion. 

In the event of any discrepancy or inconsistency between the terms and conditions of the Promotion and disclosures or other statements contained in any related materials, including but not limited to the point of sale, print or online advertising, the terms and conditions of the Promotion shall prevail, govern and control.

Our chequing product is offered by Wealthsimple Investments Inc. (“WSII”), a member of the Canadian Investment Regulatory Organization, and Wealthsimple Payments Inc., a Financial Transactions and Reports Analysis Centre of Canada registered money services business. The funds added to chequing account(s) (the ""Funds"") are ultimately held securely in trust in the name of the primary account holder with a single or multiple members of the Canada Deposit Insurance Corporation (""CDIC""). CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure. Wealthsimple Payments Inc. and WSII are not CDIC member institutions. Under the trust framework, CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution, provided certain disclosure rules are met. Coverage is free and automatic. Learn more about how CDIC protection works. Funds must be spread across at least 10 CDIC member institutions in order for up to $1,000,000 in deposits to benefit from applicable CDIC coverage. The advertised interest rate for the chequing account is derived from interest earned by Wealthsimple on the funds. The Funds are settled with any CDIC member(s) one business day following the date that Funds are reflected in the account.

The Wealthsimple prepaid Mastercard® is issued by KOHO Financial Inc. pursuant to license by Mastercard International Incorporated. All terms applicable to the prepaid Mastercard® and all applicable fees and transaction limits with respect to the prepaid Mastercard® and the services may be found in the Wealthsimple prepaid Mastercard® Cardholder Agreement between you and KOHO Financial Inc.. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Wealthsimple Trade is offered by Wealthsimple Investments Inc. (“WSII”). WSII is a member of the Canadian Investment Regulatory Organization. Customer accounts held at WSII are protected by Canadian Investor Protection Fund (“CIPF”) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.

Managed accounts are offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Assets in your Invest account are held with WSII. Customer accounts held at WSII are protected by the Canadian Investor Protection Fund (CIPF) within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF. All investments involve risk. To get more info on our products, investment decisions, fee schedules, user testimonials, promos & more visit wsim.co/disclaimers.

Crypto is offered by Wealthsimple Investments Inc. (WSII), a member of the Canadian Investment Regulatory Organization (CIRO). Crypto assets purchased and held in an account with Wealthsimple Crypto are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. You can learn more about the risks of crypto assets in our Crypto Product Risk Disclosure. You can find more information about WSII in our Relationship Disclosure. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.