General information

 

Terms and conditions

WEALTHSIMPLE x VISA x FIFA World Cup 2026™ Contest

OFFICIAL RULES

This Contest is sponsored by Wealthsimple Technologies Inc. and its affiliated entities (“Wealthsimple” or “Sponsor”).

THE CONTEST IS INTENDED TO BE CONDUCTED ONLY IN CANADA AND SHALL BE CONSTRUED AND EVALUATED ACCORDING TO APPLICABLE CANADIAN LAW. VOID IN WHOLE OR IN PART WHERE PROHIBITED BY LAW. ENTRY IN THE CONTEST CONSTITUTES ACCEPTANCE OF THESE CONTEST RULES (THE “OFFICIAL RULES”).

Contest Period

The WEALTHSIMPLE x VISA x FIFA World Cup 2026™ Contest (the “Contest”) begins at 12:00:01 a.m. Eastern Time (“ET”) on March 23, 2026 and ends at 11:59:59 p.m. ET on April 24, 2026 (the “Contest Period”). By participating in the Contest, each entrant agrees to abide by and be bound by these Official Rules. Entrants further agree to abide by and be bound by all decisions of Wealthsimple, which shall be final and binding, without right of appeal, in all matters relating to this Contest and the awarding of the prize(s), including without limitation eligibility and/or disqualification of entries. Visa Canada Corporation (“Visa”) is the Prize provider.

Eligibility

The Contest is open to legal residents of Canada who satisfy all of the following criteria:

• be the legal age of majority in their province or territory of residence as of the date of entry; and
• meet the requirements as set out below.

(an “Entrant”).Excluded from eligibility are the officers, directors, employees, agents and representatives of Wealthsimple ( the Sponsor), Visa Canada Corporation and FIFA and each of their respective parents, subsidiaries, affiliates, advertising and promotion agencies (collectively, the “Promotion Entities”), and members of the immediate families (defined as parents, siblings, children and spouses, regardless of where they live) or households (whether or not related) of such officers, directors, employees, agents and representatives.

Sponsor shall have the right at any time to require proof of identity and/or eligibility to participate in the Contest. Failure to provide such proof may result in disqualification. All personal and other information requested by and supplied to Sponsor for the purpose of the Contest must be truthful, complete, accurate and in no way misleading. Sponsor reserves the right, in its sole discretion, to disqualify the Entrant, should the Entrant at any stage supply untruthful, incomplete, inaccurate or misleading personal details and/or information.

How to Enter

NO PURCHASE NECESSARY.

To enter and earn entries during the Contest Period, eligible Entrants may use the methods below (subject to the limits described). Maximum of forty thousand two hundred (40,200) entries per Entrant across all entry methods.

1.A) Registration Entry (200 entries)

• During the Contest Period, eligible Entrants must: (1) be a new or existing Wealthsimple Visa Infinite* or Visa Infinite Privilege* credit card (collectively, the “Credit Card”) cardholder with all Credit Card accounts in good standing and meeting all other applicable requirements for Credit Card and (2) register to participate in the Contest by accessing the Contest page in the Wealthsimple Rewards Center in-app or on the Wealthsimple website while logged in to their account and clicking “Register Now” (a “Registration”).

• Each eligible Entrant who successfully registers will receive two hundred (200) entries into the Contest. Max. 1 Registration per Entrant.

1.B) Credit Card Referral Entry (2,000 entries per successful referral; max 20)

• After successfully completing the Registration, eligible Entrants may earn additional entries by successfully referring a qualifying individual to: (1) open a Wealthsimple account using the eligible Entrant’s unique referral link or promo code; and, (2) apply and be approved for the Wealthsimple Credit Card, during the Contest Period (a “Qualifying Referral”). To qualify, the referred individual must:

• be a legal resident of Canada;
• be the age of majority, or older, in their province/territory of residence at the time of participation; 
• not have previously funded any Wealthsimple Self-directed Investing, Crypto, Managed Investing, or chequing account;
• meet the requirements for registering a Wealthsimple account; 
• apply and be approved for the Credit Card; and
• meet the referral requirements set out above.

(a “Qualifying Referee”).

• Each Qualifying Referral will earn the Entrant two thousand (2,000) entries into the Contest. Limit of twenty (20) Qualifying Referrals per Entrant during the Contest Period, for a maximum total of 40,000 entries via Qualifying Referrals.

2.A) Essay (No Purchase) Entry (200 entries per valid submission)

• To enter via the Essay (No Purchase) method, eligible Entrants must write their name, complete address, telephone number, and email, along with a unique and original 100-word or more essay on the topic of “My Favourite World Cup Player”, and mail it to “WEALTHSIMPLE x VISA x FIFA World Cup 2026™ Contest” at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4. Mail must be datestamped no later than April 24, 2026 and must be received no later than May 1, 2026. 

Repeated, incomplete, or incorrect entries will be void. No script, macro, robotic or other program-assisted, mechanically reproduced, bulk or mass entries are permitted. To be considered an entry via this method, each entry must be unique and original to the Entrant. 

Limit one (1) essay per postage-stamped envelope. Multiple essay entries submitted together in the same envelope or via any bulk-mail method will not be accepted.

• Each valid Essay submission received during the Contest Period will earn two hundred (200) entries into the Contest. A maximum number of two-hundred and one (201) individual essay entries for two hundred (200) entries each can be submitted per eligible Entrant.

General Entry Conditions

• All entries must be earned and received within the Contest Period (and, where applicable, received by the applicable Draw Date).

• Use (or attempted use) of multiple identities, email addresses and/or any automated system to earn entries or otherwise participate in this Contest is prohibited and is grounds for disqualification at the sole discretion of the Sponsor.

4. Prize

There are a total of twenty-seven (27) prizes available to be won (collectively, the “Prizes”), as follows:

• Thirteen (13) prizes: each consists of two (2) tickets to a FIFA World Cup 2026™ match in Toronto, Ontario on June 12, 2026 (each, a “Toronto Match Prize”).
• Thirteen (13) prizes: each consists of two (2) tickets to a FIFA World Cup 2026™ match in Vancouver, British Columbia on June 13, 2026 (each, a “Vancouver Match Prize”).
• One (1) Grand Prize: a trip for two (2) to attend the FIFA World Cup 2026™ Finals Match in New York City on July 19, 2026 (the “Grand Prize”), including:
  • Four (4) nights’ accommodations based on double occupancy in NYC/New Jersey (includes daily breakfast and light snacks available at hotel), with hotel selection at Visa and Sponsor’s sole discretion;
  • Two (2) tickets to the FWC26 Finals Match on July 19, 2026;
  • Visa prepaid product with a value of $600 USD;
  • Transportation to/from scheduled events (via motorcoach);
  • FWC26-themed gifts;
  • An activity/cultural experience, to be solely determined by Visa and Sponsor;
  • Visa hospitality desk at available at the hotel;
  • Airfare inclusive of two (2) round trip tickets from a major Canadian airport nearest to the Winner’s primary residence to NYC in the best available class of service.

Approximate retail value (ARV) of each Prize is set out below:

• Each Toronto Match Prize: CAD$7,170;
• Each Vancouver Match Prize: CAD$2,380; and
• The Grand Prize: CAD$39,740

The total approximate retail value of all Prizes to be won during the Contest is CAD$186,590.

Prize Distribution

To receive and use the Prizes, Winners (and where applicable, their guests) must possess a compatible mobile device and satisfy the following mandatory fulfillment requirements:

The Toronto Match Prizes and the Vancouver Match Prizes: No later than twenty (20) days prior to the applicable match date, the Winner must: (i) download the Visa Go App (or such other app as directed by Visa); (ii) successfully

• register an account; and (iii) complete any required identity verification. Failure to complete these steps by the deadline will result in the immediate forfeiture of the Prize without compensation. Tickets will be distributed digitally via the app approximately three (3) days prior to the match date.
• The Grand Prize: No later than twenty-one (21) days prior to the Grand Prize match date, the Winner and their guest must complete all required registration forms as provided by the Sponsor or Visa. Grand Prize match tickets will only be distributed one (1) day prior to the match, and only after the Winner and their guest have successfully checked in at the designated hotel in New York City/New Jersey. 

The Sponsor and Visa are not responsible for a Winner’s inability to access, download, or use the required mobile applications, or for any technical issues related to the Winner’s mobile device or data connectivity. Any Winner who fails to satisfy the registration deadlines or check-in requirements set out above will be deemed to have forfeited the Prize, and no substitute prize or cash equivalent will be provided. The Winner shall be responsible for all data charges and fees associated with the downloading and use of the mobile application.

Prize Conditions

Prizes must be accepted as awarded and may not be substituted or redeemed for cash or otherwise. Sponsor reserves the right, at its sole discretion, to substitute a prize of greater or equivalent monetary value if a prize cannot be awarded as described for any reason. Prize will be delivered to verified Winners only. Sponsor will not replace any lost or stolen prizes.

Each Prize is personal to the selected Winner and is non-transferable. If a selected Winner is unable or unwilling to accept a Prize (or any portion thereof) for any reason, including but not limited to travel restrictions, scheduling conflicts, or personal preference, the Prize will be forfeited in its entirety. Under no circumstances may a Winner designate an alternate recipient, "gift," or otherwise transfer the Prize to any other individual (including friends or family members). In the event of such forfeiture, the Sponsor may, in its sole discretion, select an alternate Winner through a random draw from the remaining eligible entries or elect to cancel the Prize altogether. No cash or other substitution will be provided for a forfeited Prize.

Any other costs or expenses associated with a Prize not specified herein will be the responsibility of the selected winner (and guest, if applicable), including without limitation transportation (except where expressly included for the Grand Prize), meals, communication charges, room service, gratuities, optional tours, insurance and medical travel documents.

Travel and attendance at any match/event is subject to availability, government restrictions and regulations, venue policies, and airline, airport or other travel restrictions and regulations. Other restrictions may apply.

The selected Entrants that satisfy the requirements of these Official Rules (each a “Winner”) will be responsible for coordinating review (including review by any professional advisors) of any agreements and all fees, taxes, and costs associated with obtaining and enjoying the Prize not listed in the Prize section of these Official Rules. 

The Grand Prize Winner and their guest for the FIFA World Cup 2026™ Finals Match are responsible for obtaining all necessary travel documentation and permissions (including without limitation passports, any visas, ESTA or other travel-related authorizations required for entry into the United States) and must travel on the same itinerary. No changes to destinations, names, or travel dates will be accepted once confirmed.

All FIFA World Cup 2026™ tickets awarded as part of a Prize are subject to the terms and conditions established by FIFA and the host venue. The resale, attempted resale, auction, or transfer of any Prize (or any component thereof, including tickets) is strictly prohibited. Any Winner found to be in violation of this provision, or found to be offering a Prize for sale on any secondary market or social media platform, will be immediately disqualified. In such an event, the Prize will be forfeited in its entirety without compensation, and the Sponsor reserves the right to seek the return of the Prize or its cash equivalent (ARV) if the violation is discovered after the Prize has been distributed.

5. Winner Selection

On May 5, 2026 at approximately 12:00pm ET in Toronto, ON (the “Draw Date”), a random draw will be conducted from among all eligible entries received during the Contest Period for the purpose of selecting twenty-seven (27) potential Winners (subject to satisfying the prize claim conditions below). The first entry selected via random draw shall be the potential Grand Prize Winner, the subsequent thirteen (13) entries selected shall be the potential Winners of the Toronto Match Prizes and the final thirteen (13) entries selected shall be the potential Winners of the Vancouver Match Prizes.

Odds: The odds of being selected to win depend on the number of eligible entries received during the Contest Period. Maximum of one (1) Prize per Entrant.

6. Selected Entrant Verification and Prize Claim Conditions

Within two (2) business days of the Draw Date, Wealthsimple, acting reasonably, will attempt to contact the potential Winner of the Contest via e-mail and/or phone (via SMS and/or call) as associated with the potential Winner’s Wealthsimple account (“Winner Notification”). The selected Entrant must confirm receipt of the Winner Notification, and complete all steps outlined therein, including the completion of a Winner Declaration and Release form. In the event a potential Winner cannot be contacted by 11:59:59 PM ET two days after the Winner Notification or there is a return of any notification as undeliverable, or otherwise does not meet the eligibility or Contest requirements, they may be disqualified and Wealthsimple reserves the right, in its sole discretion, to follow the provisions and procedures referred to above relating to selection and notification of a potential Prize winner, with the necessary amendments, until a qualified Prize winner has been duly selected, or there are no more eligible entries, whichever occurs first. Wealthsimple is not responsible for the failure for any reason whatsoever of a selected Entrant to receive notification or for Wealthsimple to receive a selected Entrant’s response.

No correspondence will be entered into except with Entrants requesting the Official Rules by mail or requesting the name(s) of the Winner, for which a self-addressed, postage paid envelope must be included. Requests should be addressed to Wealthsimple’s Chief Compliance Officer at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4.

Before being declared a Winner, the potential Winner shall be required to correctly answer, without assistance of any kind, whether mechanical or otherwise, a time-limited mathematical skill-testing question to be administered in the Winner Declaration and Release form. The potential Winner will also be required to sign and return the Winner Declaration and Release form within the period specified by Wealthsimple, for both the potential Winner and their guest, releasing the Promotion Entities from any liability in connection with this Contest or the use, misuse, awarding or possession of any Prize and otherwise comply with these Official Rules.

Return of any Prize or Winner Notification as undeliverable, inability to reach selected Entrant or failure of selected Entrant to respond within the required time, failure to provide proof of eligibility (if requested), release documents, or other required documentation in a timely manner, failure to correctly answer the skill-testing question, or other non-compliance with these Official Rules may result in disqualification, forfeiture of the Prize and, at Sponsor’s sole discretion, selection of an alternate eligible Entrant.

7. Right to Void / Terminate / Suspend / Modify

Sponsor reserves the right to terminate, suspend or modify this Contest, in whole or in part, at any time and without notice or obligation if, in Sponsor’s sole discretion, any factor interferes with its proper conduct as contemplated by these Official Rules. Without limiting the generality of the foregoing, if the Contest, or any part thereof, is not capable of running as planned for any reason, including but not limited to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, programming errors, or technical failures, which, in the sole discretion of Sponsor, corrupt or affect the administration, security, fairness, integrity or proper conduct of this Contest, Sponsor may, in its sole discretion void any suspect entries and: (a) terminate the Contest, or any portion thereof; (b) modify or suspend the Contest, or any portion thereof, to address the impairment and then resume the Contest, or relevant portion, in a manner that best conforms to the spirit of these Official Rules; and/or (c) award the Prizes from among the eligible, non-suspect entries received up to the time of the impairment in accordance with the winner selection criteria discussed above.

Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process, violates the Official Rules, or acts with intent to annoy, abuse, threaten or harass any other person.

8. Limitation of Liability and Releases

BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE THAT SPONSOR, VISA, AND THE PROMOTION ENTITIES AND THEIR RESPECTIVE PARENTS, SUBSIDIARIES, AFFILIATES, AND EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND REPRESENTATIVES (THE “RELEASED PARTIES”) HAVE NO LIABILITY WHATSOEVER FOR, AND SHALL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) TO PERSONS OR PROPERTY RESULTING FROM THE CONTEST, INCLUDING THE ACCEPTANCE, POSSESSION, MISUSE OR USE OF ANY PRIZE. FURTHER, BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE THAT THE RELEASED PARTIES HAVE NO LIABILITY WHATSOEVER FOR, AND SHALL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) TO PERSONS OR PROPERTY RESULTING FROM: (A) ENTRY OR PARTICIPATION IN THIS CONTEST, INCLUDING ACCESS TO AND USE OF ANY CONTEST WEBSITE, OR (B) ANY CLAIMS BASED ON PERSONALITY OR PRIVACY RIGHTS, DEFAMATION OR MERCHANDISE DELIVERY.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, therefore such exclusions may not apply to Contest entrants.

Without limiting the foregoing, the Released Parties and any of Sponsor’s other suppliers or contractors, shall not be responsible for: (a) any incomplete or inaccurate information that is caused by users, or by any equipment or programming associated with or utilized in the Contest, or by any technical or human error; (b) lost, interrupted, or unavailable network, server, service provider, on-line systems, telephone networks or telephone lines, or any other connections; (c) theft, destruction, loss or unauthorized access to, or alteration of, entries; (d) problems with, or malfunctions or failures of, telephone networks or lines, computers or computer on-line systems, servers or providers, computer equipment, software, viruses or bugs; (e) garbled transmissions or miscommunications; (f) failure of any e-mail to be received by or from Sponsor, Visa or Promotion Entities; (g) damage to a user’s computer equipment occasioned by participation or downloading of materials related to this Contest; (h) printing, distribution, programming or production errors, and any other errors or malfunctions of any kind; or (i) technical, pictorial, typographical or editorial errors or omissions contained herein.

9. Protection Of Personal Information and Publicity Release

By entering the Contest, the Entrant understands and agrees that Wealthsimple will collect, use and disclose their personal information for the purposes of administering the Contest and sharing with the Prize provider, as well as in accordance with the Privacy Policy as applicable to their Wealthsimple account. Wealthsimple’s Privacy Policy is available here.  For further information about Visa’s privacy practices, please see VISA’s Privacy Policy.

By entering the Contest, Entrants also expressly consent to Wealthsimple’s collection and use  of their personal information, including their email address, and Contest Registration responses, for the purposes of better understanding Entrants' interests and preferences, and to send commercial electronic messages (including emails, SMS text message and other communications)  to the Entrant for the purpose of marketing, promoting and offering Wealthsimple products, services or events, as well as products, services or events of Wealthsimple’s affiliates. For clarity, the collection and use of Entrants' personal information described above is in furtherance of the Contest's broader purpose of enabling Wealthsimple to better understand its customers and their preferences. Entrants may withdraw this marketing consent at any time by following the unsubscribe instructions contained in each commercial electronic message or by contacting Wealthsimple. This consent for marketing communications is separate from the consent required to administer the Contest, and Entrants may enter the Contest without providing this marketing consent. 

Any questions regarding Wealthsimple’s Privacy Policy or the treatment of your personal information should be directed to Wealthsimple’s Chief Privacy Officer at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4.

By accepting a Prize, the selected Winner (and the Winner’s guest) agree to Sponsor, Visa and the Promotion Entities’ (as applicable) use of his/her/their name, city/province of residence, picture, biographical information, statements, voice and likeness in any advertising and publicity Sponsor, Visa and its respective successors, assigns and licensees may conduct relating to the Contest in any media or format, whether now known or hereafter developed, including but not limited to the World Wide Web, at any time or times in perpetuity, without further compensation or notice, and hereby releases Sponsor, Visa and the Promotion Entities from any liability with respect thereto.

 10. General Conditions

All entries become the property of Sponsor and will not be returned and no correspondence will be made with or entered into except with selected entrant(s). By participating in the Contest, each Entrant agrees that the Released Parties have not made, with respect to each of their own products/services provided as a prize or part thereof, any warranty, representation or guarantee express or implied, in fact or in law, with respect to any Prize and specifically disclaim all such warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. Winning a Prize is contingent on fulfilling all the requirements set forth herein. Mass entries, automated entries, entries submitted by third parties, and any entries or prize claims that are late, incomplete, fraudulent, illegible, unidentified or delayed will be void. All entries and prize claims are subject to verification. Proof of entry submission does not constitute proof of receipt. Entrants agree to abide by these Official Rules. Decisions of Sponsor and/or any independent Contest judging organization will be final and binding on all matters pertaining to this Contest. Contest is subject to all applicable federal, provincial, territorial and municipal laws and regulations. Void where prohibited by law. Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors. If a prize is awarded due to such an error, Sponsor reserves the right, in its sole discretion, to require the return of such prize or to offer a prize of equal or greater value, subject to applicable law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. If any provision is determined to be invalid or otherwise unenforceable, then the Official Rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained herein. WARNING: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE ASSOCIATED WITH THIS CONTEST OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SPONSOR RESERVES THE RIGHT TO PROSECUTE AND SEEK DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW.

In the event of a dispute as to the identity of the person who submitted any entry, the authorized account holder of the e-mail address (or account) associated with the entry will be deemed to be the entrant.

In the event of any discrepancy or inconsistency between the terms and conditions of the Official Rules and disclosures or other statements contained in any Contest related materials, including but not limited to the Contest entry form, or point of sale, television, print or online advertising, the terms and conditions of the English language version Official Rules shall prevail, govern and control.

The Wealthsimple Visa Infinite* Credit Card and Wealthsimple Visa Infinite Privilege* Credit Card are issued under license by Wealthsimple Payments Inc. 

* Trademark of Visa Int., used under license.

FIFA and FIFA World Cup™ are trademarks of FIFA. All rights reserved.