Solid Gold Giveaway (Closed)

Wealthsimple Solid Gold Giveaway (the “Contest”)

The Contest is sponsored by Wealthsimple Investments Inc. and its affiliated entities (“Wealthsimple”)

Official Rules and Regulations

CONTEST RULES

NO PURCHASE IS NECESSARY

THE CONTEST IS INTENDED TO BE CONDUCTED ONLY IN CANADA AND SHALL BE CONSTRUED AND EVALUATED ACCORDING TO APPLICABLE CANADIAN LAW. VOID IN WHOLE OR IN PART WHERE PROHIBITED BY LAW. ENTRY IN THE CONTEST CONSTITUTES ACCEPTANCE OF THESE CONTEST RULES (THE “CONTEST RULES”).

CONTEST PERIOD: The contest period will begin at 12:01am Eastern Time (“ET”) on November 5, 2025, and will end at 11:59pm ET on December 5, 2025 (the “Contest Period”), after which time the Contest will be closed and no further entries shall be accepted.

ELIGIBILITY: To enter and be eligible to win, the entrant must be:

• a new or existing Wealthsimple client where an account is necessary as a condition of entry and/or claiming a Prize, with all Wealthsimple accounts in good standing at the time of entry and/or at the time the Prize is awarded;
• a legal resident of Canada at the time of entry and at the time the Prize is awarded;
• the age of majority, or older, in your province/territory of residence at the time of entry; and
• meet the entry requirements set out below

(each an “Entrant”).

Employees, officers and directors of Wealthsimple and its partners and associate companies, and each of their advertising and promotional agencies and their respective affiliates and associates, independent contractors engaged by Wealthsimple to promote the Contest and such individuals’ immediate family members and persons with whom such individuals are domiciled, are not eligible to enter or participate in the Contest. For the purposes of the Contest Rules, “immediate family” refers to the parents, siblings, children, spouse or partner of such an employee, agent and/or representative.

Wealthsimple shall have the right at any time to require proof of identity and/or eligibility to participate in the Contest. Failure to provide such proof may result in disqualification. All personal and other information requested by and supplied to Wealthsimple for the purpose of the Contest must be truthful, complete, accurate and in no way misleading. Wealthsimple reserves the right, in its sole discretion, to disqualify the Entrant, should the Entrant at any stage supply untruthful, incomplete, inaccurate or misleading personal details and/or information.

HOW TO ENTER: No purchase necessary. Limit of one million (1,000,000) entries total per Entrant during the Contest Period across all entry methods.

IN-APP ENTRIES: 

SURVEY ENTRY: To enter for five-thousand (5,000) entries into the Contest, Entrant must (i) open and fund (min. CAD$1) a Wealthsimple account or have a funded (min. CAD$1) Wealthsimple account; and (ii) complete the Portfolio Survey (a “Survey”) during the Contest Period. Limit one (1) Survey per Entrant; five-thousand (5,000) entries under this method.

ADDITIONAL ENTRIES: There are three (3) methods to obtain additional entries into the Contest via the Survey Entry, provided that the Entrant also completes the Survey Entry method (“Additional Entry Methods”).  For greater certainty, all qualifying activity under the Additional Entry Methods during the Contest Period shall be included in the Entrant’s total number of entries, even if such activity occurs prior to Entrant’s completion of the Survey during the Contest Period. 

ADDITIONAL METHOD #1 - FUNDING: To obtain additional entries via this method, eligible Entrants will need to initiate a qualifying deposit or initiate a qualifying transfer of funds into their Wealthsimple account(s) during the Contest Period (a “Qualifying Funding”). Every eligible CAD$1 (less withdrawals and/or transfers out) in the Entrant’s Wealthsimple account equals one (1) additional entry. Funds must be received by Wealthsimple by 11:59pm ET on February 5, 2026 to be considered a Qualifying Funding. For greater certainty, transfers or deposits from entities affiliated with Wealthsimple, transfers between the Entrant’s Wealthsimple accounts, and transfers or deposits to Wealthsimple for Business Group Plan will not be considered a Qualifying Funding. 

The total number of entries gained via this method will be calculated based on the cumulative amount of Qualifying Funding into Entrant’s Wealthsimple account(s) during the Contest Period less the cumulative amount of withdrawals and transfers made out of Entrant’s Wealthsimple account(s) between 12:01am ET on November 5, 2025 and 11:59pm ET on February 5, 2026, up to the maximum allowable number of additional entries and subject to the below terms:

• Transfers-In-Kind: The market value of the Qualifying Funding for transfers-in-kind is calculated as of the date to which Wealthsimple receives a qualifying transfer, net of any applicable fees, including but not limited to, transfer fees and foreign exchange fees. Where a qualifying transfer is in US currency, the Qualifying Funding amount will be calculated based on the market value at the exchange rate as of the date to which Wealthsimple receives the qualifying transfer.
• Multiple Holder Accounts: If the Entrant's Wealthsimple account is an RESP, a Spousal RRSP, or a joint account (each a "Multiple Holder Account") where there is a primary and secondary account holder, the primary account holder must be the individual registered for the Contest to obtain the entry. Entries by a secondary account holder in their capacity as a secondary account holder for a Multiple Holder Account are not considered valid entries for the purpose of this Contest. When the primary account holder is registered for the Contest, any transfers, deposits or withdrawals to and from the Multiple Holder Account made by the primary or the secondary account holder will count towards the calculation of the Qualifying Funding for the primary account holder. Any Prize awarded per these Contest Rules would be awarded to the primary account holder. For greater certainty, the secondary account holder will not be eligible to win the Prize.

Wealthsimple may, in its sole discretion, omit cumulative withdrawals and/or transfers out that do not exceed 10% of the cumulative Qualifying Funding from the calculation of entries. If Wealthsimple, as determined at its sole discretion, suspects fraudulent behaviour or gaming the system, Wealthsimple reserves the right to include such withdrawals in the calculation of total entries via this method, revise the Entrant’s Entry Tally at any time, disqualify the Entrant from participating in the Contest and to take any other action it deems appropriate, including, but not limited to, closing their Wealthsimple account(s).

ADDITIONAL METHOD #2 - REFERRAL: To obtain twenty thousand (20,000) additional entries via this method, eligible Entrant must successfully refer a qualifying individual to open a Wealthsimple account using the eligible Entrant’s unique referral link or promo code and initiate a qualified institutional transfer(s), crypto transfer(s) and/or deposits from their existing account at a different investment institution of at least CAD$1 during the Contest Period. To qualify as a Qualifying Referee, the referred individual must:

• be a legal resident of Canada;
• be the age of majority, or older, in their province/territory of residence at the time of participation; 
• not have previously funded any Wealthsimple Self-directed Investing, Crypto, Managed Investing, or chequing account;
• meet the requirements for registering a Wealthsimple account; and
• meet the referral requirements set out above.

(a “Qualifying Referee”).

There is no limit to the number of entries via this method (up to the maximum allowable number of additional entries), so long as each Qualifying Referee is a different individual and that each Qualifying Referee satisfies the condition to open and fund an account during the Contest Period. Each successful referral equals twenty thousand (20,000) additional entries into the Contest for the eligible Entrant.

For greater certainty, an Entrant who shares their unique referral link or promo code with a Qualifying Referee prior to the start of the Contest may still obtain entries via this method, provided that the Qualifying Referee successfully opens and funds at least CAD$1 into a Wealthsimple account using Entrant’s unique referral link or promo code during the Contest Period.

If Wealthsimple, as determined at its sole discretion, suspects fraudulent behaviour or gaming the system, Wealthsimple reserves the right to exclude such referrals in the calculation of total entries via this method, revise the Entrant’s Entry Tally at any time, disqualify the Entrant from participating in the Contest and to take any other action it deems appropriate, including, but not limited to, closing their Wealthsimple account(s).

ADDITIONAL METHOD #3 - COIN SPIN: To obtain one-hundred (100) additional entries via this method, eligible Entrants will need to open and log in to the Wealthsimple app and spin the gold coin on the bottom of the app. Limit of one-hundred (100) additional entries per day per Entrant during the Contest Period, up to a maximum three thousand one hundred (3,100) entries per Entrant under this method. 

SOCIAL (NO PURCHASE) ENTRY METHODS:

X ENTRY: During the Contest Period, Wealthsimple will post posts related to the Contest on X at www.x.com/wealthsimple (@wealthsimple) (the “X Contest Post”). To obtain two thousand five hundred (2,500) entries via this method, eligible Entrant must reply to the X Contest Post by clicking the reply icon and commenting hashtag #WealthsimpleGold and re-posting the X Contest Post on Entrant’s X feed. Maximum of two thousand five hundred (2,500) entries per Entrant under this method. 

INSTAGRAM ENTRY: During the Contest Period, Wealthsimple will post posts related to the Contest on Instagram at  www.instagram.com/wealthsimple (@wealthsimple) (the “IG Contest Post”). To obtain two thousand five hundred (2,500) entries via this method, eligible Entrant must comment on the IG Contest Post with the hashtag #WealthsimpleGold and share the IG Contest Post on Entrant’s Instagram Story. Maximum of two thousand five hundred (2,500) entries per Entrant under this method. 

In order to participate in the Social Entry Methods of the Contest, Entrants must have a valid X and/or a valid Instagram account in good standing, and such account(s) cannot be set with “protected” updates or “private” settings during the Contest Period and when the Prize is claimed. Entrants who do not have a X and/or Instagram account may sign up on their own accord at www.x.com and www.instagram.com, respectively. All terms and conditions of creating and maintaining these accounts are governed by X and/or Instagram and not Wealthsimple.

Where there is a dispute in the Entrant’s identity, the authorized account holder of the X and/or Instagram profile used for the submitted Social Entry Methods shall be deemed the Entrant. For greater certainty, “authorized account holder” is defined as the natural person assigned to the X and/or Instagram profile by X and/or Instagram. Wealthsimple shall have the right at any time to require proof of identity and/or eligibility to participate in the Contest. Failure to provide such proof may result in disqualification. All personal and other information requested by and supplied to Wealthsimple for the purpose of the Contest must be truthful, complete, accurate and in no way misleading. Wealthsimple reserves the right, in its sole discretion; to disqualify the Entrant, should such the Entrant at any stage supply untruthful, incomplete, inaccurate or misleading personal details and/or information.

Notwithstanding the above criteria, each entry under the Social Entry Methods must also satisfy the following requirements to be considered a valid entry, specifically, it shall not: (i) include any person’s likeness without permission, (ii) include any defamatory terms or statements on any individual, place, business, group, Wealthsimple or any other entities associated with Wealthsimple, (iii) contain personal or commercial solicitations, advertisements or promotional materials, (iv) invade privacy or other rights of any individual or entity, (v) contain any materials that are unlawful or inappropriate, profane, obscene, offensive, hateful, libelous. Wealthsimple reserves the right, in its sole discretion, to remove and disqualify any individual who is found to be in violation of the requirements of these Contest Rules.

ESSAY (NO PURCHASE) ENTRY METHOD

ESSAY ENTRY: To obtain five-thousand (5,000) entries via the essay method, Entrant must write their name, address, city, province or territory, postal code, telephone number and email, and a unique and original 100-word or more essay on “My Portfolio Diversification Strategy”, and mail it to “Wealthsimple Gold Giveaway” at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4. Mail must be date stamped no later than December 5, 2025 and must be received no later than December 12, 2025. Repeated, incomplete, or incorrect entries will be void. No script, macro, robotic or other program-assisted, mechanically reproduced, bulk or mass entries are permitted. To be considered an entry via this method, each entry must be unique and original to the Entrant. Limit one (1) essay per postage-stamped envelope. Multiple essay entries submitted together in the same envelope or via any bulk-mail method will not be accepted. Maximum of five thousand (5,000) entries per Entrant for their first essay.

ADDITIONAL ESSAY (NO PURCHASE) ENTRIES: To receive one (1) additional entry via the Essay (No Purchase) Entry method, eligible Entrant may submit a subsequent original essay by writing their name, address, city, province or territory, postal code, telephone number and email, and a unique and original 100-word or more essay on “My Portfolio Diversification Strategy”, and mail it to “Wealthsimple Gold Giveaway” at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4. Mail must be date stamped no later than December 5, 2025 and must be received no later than December 12, 2025. Repeated, incomplete, or incorrect entries will be void. No script, macro, robotic or other program-assisted, mechanically reproduced, bulk or mass entries are permitted. Each entry must be unique and original to the Entrant. Limit one (1) essay per postage-stamped envelope. Multiple essay entries submitted together in the same envelope or via any bulk-mail method will not be accepted. 

ENTRY TALLY: Each Entrant will receive a final tally of their total number of entries via the In-App Entry Methods ("Entry Tally"), which will be made available to Entrants on the Rewards Centre page of their Wealthsimple app during the Contest Period and will update approximately every seventy-two (72) hours. For greater clarity:

• If all eligible deposits, transfers and/or withdrawals are completed by December 5, 2025, the Entry Tally reflected on the Entrant’s Rewards Centre page on December 5, 2025 will be the Entrant’s final Entry Tally for the Contest;
• If eligible deposits, transfers and/or withdrawals are pending after December 5, 2025, the Entry Tally will continue to update as the deposits, transfers and/or withdrawals are completed, provided that Wealthsimple receives such deposits and/or transfers by February 5, 2026 at 11:59pm ET. Any deposits and/or transfers received after 11:59pm on February 5, 2026 will be excluded from Entrant’s Entry Tally. The Entry Tally will update approximately seventy-two (72) after deposits and/or transfers settle in Entrant’s Wealthsimple account.

For the avoidance of doubt, any entries gained via the Social Entry Methods or the Essay Entry Method will not be reflected in an Entrant’s Entry Tally visible on the Wealthsimple app.

Each Entrant is solely responsible for reviewing their own Entry Tally for accuracy and completeness. Wealthsimple does not guarantee that all qualifying Entries will be automatically reflected in the Entry Tally, and will not be responsible for any errors or omissions in the calculation or display of Entries. After 11:59pm on February 5, 2026, the Entry Tally is considered final unless Wealthsimple determines otherwise in its sole and absolute discretion.

Wealthsimple reserves the right to verify the accuracy of any Entry Tally and to make the final determination regarding the number of entries allocated to any Entrant. By participating in the Contest, the Entrant agrees to be bound by the decisions of Wealthsimple regarding Entry Tally queries, which shall be final and binding in all respects. 

PRIZES/DRAW: Five thousand sixty-one (5,061) Prizes available to be won in Canada, consisting of:

• Five thousand (5,000) CAD$5 deposits into each Winner’s Wealthsimple non-registered Self-Directed Investing or Chequing account (approximate retail value CAD$5) (the “CAD$5 Prizes”);
• Fifty (50) 1/10 ounce gold coins (approximate retail value CAD$550, as of November 4, 2025) (the “1/10 oz Prizes”);
• Ten (10) 1 ounce gold coins (approximate retail value CAD$5,500, as of  November 4, 2025) (the “1 oz Prizes”); and,
• One (1) 1 kilogram gold bar (approximate retail value CAD$175,000, as of  November 4, 2025) (the “1kg Prize”, and collectively with the CAD$5 Prizes, the 1/10oz Prizes, and the 1 oz Prizes, the “Prizes”). 

The approximate retail value of the 1/10oz Prizes, the 1oz Prizes and the 1kg Prize are calculated based on the price of gold quoted as of November 4, 2025, at $5,500 per ounce. Due to market fluctuations, the market value of the 1/10oz Prizes, the 1oz Prizes and the 1kg Prize may rise or diminish over time. The Winners of these Prizes are not entitled to the difference, if any, between the stated and actual market value of the 1/10oz Prizes, the 1oz Prizes and the 1kg Prize at the time the Prize is awarded, except as expressly set out herein.

Maximum of one (1) Prize per selected Entrant that satisfies the requirements of this Contest (each, a “Winner”). In order to claim a Prize, the Winner must have a Wealthsimple non-registered Self-Directed Investing or Chequing account. If, at the time of the Winner Notification, a Winner does not have a Wealthsimple non-registered Self-Directed Investing or Chequing account, they will be required to open one within the prescribed time as a condition of receiving the Prize (as defined below). There are no fees associated with the creation of a Wealthsimple account.

The Prizes are non-exchangeable, non-transferable, non-refundable, have no cash-surrender value, and must be accepted as awarded with no substitutions. Notwithstanding the foregoing, for the 1kg Prize only,  the Winner may opt to receive the cash value of the 1kg Prize (as determined at either the approximate retail value set out in these Contest Rules or the approximate retail value (determined at Wealthsimple’s sole discretion) of one (1) kilogram of gold on the Draw Date, whichever is higher) in lieu of the physical prize, deposited into the respective Winner’s Wealthsimple account. Wealthsimple reserves the right, for any reason and in its sole discretion, to substitute and/or modify any Prize with another prize that is of equal or greater value. The Winner is solely responsible for any costs or expenses related to their Prize, including, but not limited to, any insurance, storage fees or capital gains derived from the Prize. 

Five thousand sixty-one (5,061) entries will be selected via random drawing from among all eligible entries received during the Contest Period on or around February 9, 2026 at approximately 12:00pm ET in Toronto, Ontario (“Draw Date”). 

The CAD$5 Prizes will be distributed to the respective Winners via deposit in Canadian currency into their Wealthsimple non-registered Self-Directed Investing or Chequing account 10 business days after the Winner completes and returns the Winner Declaration and Release to Wealthsimple, provided that they satisfy all requirements of the Contest.

The 1/10oz Prizes, 1z Prizes and 1kg Prize will be distributed to the respective Winners via a secure, insured shipping partner, thirty (30) days after the Winner completes and returns the Winner Declaration and Release to Wealthsimple, provided that they satisfy all requirements of the Contest. The 1/10oz Prizes, 1z Prizes and 1kg Prize will only be delivered to the residential address listed on each Winner’s Wealthsimple profile. The Winner must be available at the time of delivery (or for missed deliveries, collection) to sign for their Prize and show adequate identification. If any Winner of the 1/10oz Prizes, 1z Prizes and 1kg Prize fail to collect their respective Prize within two days from the shipping partner, such Winner may be disqualified and Wealthsimple reserves the right, in its sole discretion, to follow the provisions and procedures referred to below relating to selection and notification of a potential Prize winner, until a qualified Prize winner has been duly selected, or there are no more eligible entries, whichever occurs first. 

ODDS: The odds of being selected as a potential Winner are dependent upon the number of eligible entries received by Wealthsimple during the Contest Period. Maximum of one Prize per Entrant.

WINNER NOTIFICATION: Within seven (7) business days of the Draw Date, Wealthsimple, acting reasonably, will attempt to contact the potential Winners of the Contest via the e-mail as associated with the Wealthsimple account (or, for any potential Winner who entered via the Social Entry Methods, via direct message on the social media platform associated with the selected entry) (“Winner Notification”). The selected Entrant must confirm receipt of the Winner Notification, and complete all steps outlined therein including the completion of a Winner Declaration and Release form. In the event a potential Winner cannot be contacted by 11:59:59 PM ET two (2) days after the Winner Notification or there is a return of any notification as undeliverable, or otherwise does not meet the eligibility or Contest requirements, they may be disqualified and Wealthsimple reserves the right, in its sole discretion, to follow the provisions and procedures referred to above relating to selection and notification of a potential Prize winner, with the necessary amendments, until a qualified Prize winner has been duly selected, or there are no more eligible entries, whichever occurs first. Wealthsimple is not responsible for the failure for any reason whatsoever of a selected Entrant to receive notification or for Wealthsimple to receive a selected Entrant’s response.

Notwithstanding the foregoing, Wealthsimple shall not be required to conduct more than three (3) rounds of Winner selection and notification in accordance with the procedures described above. In the event that a Prize remains unclaimed following the third such round (whether due to a potential Winner's failure to respond, disqualification, or any other reason) that Prize shall be forfeited and Wealthsimple shall have no further obligation with respect thereto.

No correspondence will be entered into except with Entrants requesting the Contest Rules by mail or requesting the name(s) of the Winner, for which a self-addressed, postage paid envelope must be included. Requests should be addressed to Wealthsimple’s Chief Compliance Officer at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4.

SKILL TESTING QUESTION: Before being declared a Winner, the potential Winner shall be required to correctly answer, without assistance of any kind, whether mechanical or otherwise, a time-limited mathematical skill-testing question to be administered in the Winner Declaration and Release form, to comply with the Contest Rules, and to sign and return the Winner Declaration and Release within the period specified by Wealthsimple.

RELEASE: By entering the Contest, the Entrant agrees to release and to hold Wealthsimple and its parent companies, subsidiaries, affiliates, related and associated entities, employees, directors, officers, suppliers, agents, sponsors and administrators (the “Releasees”) harmless from any and all liability for any injuries, loss or damage of any kind to the Entrant or any other person, including personal injury, death, or property damage, resulting in whole or in part, directly or indirectly, from acceptance, possession, use or misuse of any Prize, participation in the Contest, any breach of the Contest Rules, or in any Prize-related activity. The Entrant agrees to fully indemnify Wealthsimple, and the Releasees from any and all claims by third parties relating to the Contest, without limitation.

Wealthsimple assumes no responsibility or liability for lost, late, unintelligible/illegible, falsified, damaged, misdirected or incomplete entries, notifications, responses, replies or any release, or for any computer, online, software, telephone, hardware or technical malfunctions that may occur, including but not limited to malfunctions that may affect the transmission or non-transmission of an entry. Wealthsimple is not responsible for any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Contest or by any technical or human error which may occur in the administration of the Contest. Wealthsimple assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Wealthsimple is not responsible for any problems, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, e-mail, players, applications or browsers, on account of technical problems or traffic congestion on the Internet, at any website or application, or on account of any combination of the foregoing or otherwise. Wealthsimple is not responsible for any injury or damage to the Entrant or to any computer related to or resulting from participating or downloading materials in the Contest. The Entrant assumes liability for injuries caused or claimed to be caused by participating in the Contest, or by the acceptance, possession of, use of, or failure to receive any Prize. Wealthsimple assumes no responsibility or liability in the event that the Contest cannot be conducted as planned for any reason, including those reasons beyond the control of Wealthsimple, such as infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or corruption of the administration, security, fairness, integrity or proper conduct of the Contest, the Contest website(s) and/or the Contest application(s). Wealthsimple assumes no responsibility for entries which fail to comply with the Contest Rules. Wealthsimple assumes no responsibility for any failure of Wealthsimple’s website or application during the Contest Period, including any problems or technical malfunctions of any computer on-line systems, servers, computer equipment, software, failure of any e-mail, notification or entry to be received on account of technical problems or traffic congestion on the Internet, any website, any application, or any combination thereon.

Wealthsimple reserves, in its sole discretion, to terminate the Contest, in whole or in part, and/or modify, amend or suspend the Contest, and/or the Contest Rules in any way, at any time, for any reason without prior notice.

PUBLICITY: Unless prohibited by law, the Winner agrees that by accepting a Prize, Wealthsimple may use the Winner’s name, likeness, photo, video, city of residence, biographical information, prize information and/or statements about this Contest for publicity purposes with no compensation, notification or permission.

TAMPERING: All entries are subject to verification. By participating in the Contest, the Entrant agrees to be bound by the Contest Rules. The Entrant further agrees to be bound by the decisions of Wealthsimple, which shall be final and binding in all respects. Wealthsimple reserves the right, in its sole discretion, to disqualify any Entrant found to be:

1. violating the Contest Rules;
2. tampering or attempting to tamper with the entry process or the operation of the Contest, the Contest website, the Contest application or any related promotional website or application;
3. using any automated, script, macro, robotic or other program(s) to enter or otherwise participate in the Contest; or
4. acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.

CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE THE CONTEST WEBSITE, THE CONTEST APPLICATION OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, WEALTHSIMPLE RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING BUT NOT LIMITED TO CRIMINAL PROSECUTION.

INTELLECTUAL PROPERTY: All intellectual property, including but not limited to trade-marks, trade-names, logos, designs, promotional materials, web pages, source codes, drawings, illustrations, slogans and representations used in connection with the Contest are the property of Wealthsimple and/or its affiliates. All rights are reserved. Unauthorized copying or use of any copyrighted material or intellectual property without the express written consent of its owner is strictly prohibited.

COLLECTION OF INFORMATION: By entering the Contest, the Entrant understands and agrees that Wealthsimple will collect, use and disclose their personal information for the purposes of administering the Contest, as well as in accordance to the Privacy Policy as applicable to their Wealthsimple account. Wealthsimple’s Privacy Policy is available here. 

By entering the Contest, Entrants also expressly consent to Wealthsimple collection and use  of their personal information, including their email address, and Contest Survey responses, for the purposes of better understanding Entrants' interests and preferences, and to send commercial electronic messages (including emails, SMS text message and other communications)  to the Entrant for the purpose of marketing, promoting and offering Wealthsimple products, services or events, as well as products, services or events of Wealthsimple’s affiliates. For clarity, the collection and use of Entrants' personal information described above is in furtherance of the Contest's broader purpose of enabling Wealthsimple to better understand its customers and their preferences. Entrants may withdraw this marketing consent at any time by following the unsubscribe instructions contained in each commercial electronic message or by contacting Wealthsimple. This consent for marketing communications is separate from the consent required to administer the Contest, and Entrants may enter the Contest without providing this marketing consent. 

Any questions regarding Wealthsimple’s Privacy Policy or the treatment of your personal information should be directed to Wealthsimple’s Chief Privacy Officer at 400-80 Spadina Avenue, Toronto, ON, M5V 2J4.

CONSTRUCTION: The Contest is void where prohibited by law and is subject to all applicable federal, provincial and municipal laws and regulations. The Contest Rules are subject to change without notice in order to comply with any applicable federal, provincial and municipal laws or the policy of any other entity having jurisdiction over Wealthsimple. All issues and questions concerning the construction, validity, interpretation and enforceability of the Contest Rules or the rights and obligations as between the Entrant and Wealthsimple in connection with the Contest shall be governed by and construed in accordance with the laws of the province of Ontario including procedural provisions without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other jurisdiction’s laws. All dollar amounts referred to in the Contest Rules are stated in Canadian Dollars.

Invalidity or unenforceability of any provisions, in part or in full of these Contest Rules shall not affect the validity or enforceability for the remainder of the rules. The Contest Rules shall be interpreted as if the invalid or unenforceable provisions were not included, should such provisions exist.

In the event of any discrepancy or inconsistency between the terms and conditions of the Contest Rules and disclosures or other statements contained in any Contest related materials, including but not limited to the Contest entry form, or point of sale, television, print or online advertising, and/or between the English and French language version of these Contest Rules, the terms and conditions of the English language version of the Contest Rules shall prevail, govern and control.

SOCIAL MEDIA: This Contest is in no way sponsored, endorsed, or administered by, or associated with X or Instagram. Any questions, comments or concerns regarding the Contest should be directed to Wealthsimple and not X or Instagram.